That one is tough, but in the long run, wise by all your criteria. However I would have opted for used 2 year old car with great mpg....Than you wouldn't have had depreciation. Josh I have wasted thousands on new cars, and hence from now on (started in 2010) I will only buy used. The RX400h that I bought was 1/2 the price of new and it was only 2 years old. I know you have mechanical ability barring your disabilities and at least would be able to call all shots on mechanical things. Ok the old man is finished lecturing, and I am totally excited for your new wheels. Hey remember your incredible road trip in the Dodge.?? Best to you and wife. PS thank you again for your service to our country, God Bless all of our service men and woman.