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Posted

i was just wondering how much people pay for the insurance throughout whole US. i used to pay 5000$ for liability when i lived in brooklyn and i didnt even asked how much is full collision. i got full collision when i moved to pennsilvania and now i pay 800$ for 6 month. is it above or below average?


Posted

I have full coverage on my 90 LS400 and it is $41.00 per month (which is $246 every 6-months or $492 every 12 months. I also have my other cars on there as well, so they may offer a discount.

Posted

Southern California - $1400/6 mo. for:

03 Mitsu Eclipse Spyder - full cov

92 LS400 - full cov

93 Explorer - full cov

94 Merc Tracer - no collision

2 adult drivers, 2 teenage drivers.

It was $1000/6 mo. for all the same above minus the Mitsu.

Joe

Posted

You need to supply some parameters. The cost will depend on the value of the car, i.e. , age. It will depend on the driver's driving record. It will depend on the extent of coverage, i.e., minimum legal coverage or larger. It will depend on deductables.

Posted

I have paid 337$ every 6 months for basic liability only. I live in Hawaii and the cost of living here is so high. Gasoline cost 2.25 per gallon for 92.

Posted

Hi VMF!! :)

I'm paying less for insurance on my '93 LS than I did on the 2001 Jeep TJ ['wrangler'] I traded in.

About $1,100 CDN per year. That includes $2,000,000 liability, under-insured motorist protection [in case the car that hits ME is under-insured] and $300 deductable for both collision and comprehensive coverage. [any damage - no matter who's at fault]

I have every 'safe driver' discount you can get. [no claims - ever]

I'm thinking of having my LS appraised - however. [and my NSX] For both cars - the 'black book' value is far less than what they're really worth. If one or both cars are ever 'totalled' [God forbid!!] I don't want to be hit again with a cheque for the 'black book' value. [if that makes sense]

Craig!! :)

Posted

hey people you are lucky:) it looks like im paying a lot even in penn.

Posted

i'm 25

i have 2 accidents, 2 speeding tickets, 1 stop sign and 4 seatbelts

prolly thats y...:)

Posted

Central CA ... Full coverage on my 01 LS430 ... $ 925 per year. For comparison ... a Mercedes S500 would be about $ 1500 / year and a CL500 about $ 1700 / year.

  • 10 years later...
Posted

That is a significant amount of money you are paying. It should be slightly lower than that. It could be your choice of insurance provider or other factors like your age. I would sugggest you find out what other insurance companies in your area have to offer.

Posted

About $300 every 6 months for full coverage (100/300/100) + under and un insured motorist on my 99 LS. Discounts include multi car and house and safe driver. Northwest Arkansas area.

Micah


  • 2 weeks later...
Posted

Dallas area, Texas basic Liability for two (2) 1999 LS400's, no work, pleasure only, I am 79 until June. 728$ per year. 364$ each Safco Ins

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