I have never leased and I don't anticipate that I ever will.
To me, at leased car would seem like an expensive rental. It's never really going to be mine, unless I opt to buy it at the end of the lease, and don't you lose money that way?
Also, I don't think I'd want to constantly have to remind myself to stay within the mileage limit. (Ironically, I only average about 8K a year)
I had to convince myself too, that I'll probably always have a car payment. This was a bitter pill to swallow, since I literally had 3 payments left on my 92 ES300 before I'd own it free and clear, but it needed work that I wasn't willing to pursue, so I had to bite the bullet and start over again with the 98 that I have now. Mind you, I love my car, but I was really trying not to have a car payment! I just realized that it's a necessary evil for life in the big city.
And with leases, don't you have to fork over a huge amount of cash at signing?
On the other hand, I would *love* to have a new car every three years. That would be sweet. That's the one thing about leasing that definitely appeals to me, in addition to not having to worry about major maintenance.
I don't feel bad about financing, especially knowing how well Lexus holds it's value. I'd be majorly hesitant to finance anything else. You can almost feel that depreciation slap you on the back of the head the minute you drive off from the dealerships' lot!