not true.
He was stopped at a light and the lady bumped into him. Talk to the insurance company. He was not even in motion, they will/should waive the deductible his rates will not go up.
been through this scenario.
steviej
Different states have different laws regarding this!
In MD if the same thing happened and you file that claim on your own policy...it is considered a not at fault accident. State law says that a insurance company can not surcharge you for a not at fault accident. But you can lose discounts (claim free discount) different companies work diffent ways too. There are quite a few insurance companies that if you are getting a quote from that actually charge more for a not at fault accident than a at fault accident. It doesn't seem right?
I can say this much for sure. I write insurance in MD, DE, and VA...and on my own policy there is no way that I would file a claim other than a comp claim for under $1,000.