As I noted above, I think they will (total it). The book value is worth like 75% to fix it.
My wife had someone, I will say person that could not speak english hit her, and she let the clown go. She felt bad when the moron hit a her ( a pregnant women.) She called and said it was not that bad.
When I got home she said I could just buff it out. I said sweetie, I am not a magician. Well, fender gone, bumper gone, headlight gone & headlight bracket gone. That was about $1100 for OEM parts never mind paint, clear coat, blending door to fendor, hood to fendor etc.
No insurance since she did not get his plate number or call the cops! To this day I am still smoking over it. This was 3 weeks ago. Car is all fixed but I hated paying the guy with "large bills".