Wow. I guess you've got lots of $$ socked away to pay for all the raw materials, and subs you may want to hire to help (I just hope it's not in your mattress). And to replace the 50" plasma screen, and all your other "stuff" inside the house? You may be able to do the work for free, but there's usually other significant costs involved. Hopefully, you never have to find out what will happen...
Excellent point above about liability--if someone gets hurt on your property, you are paying their claim, and legal fees, yourself.
Not to scare the $hit out of you, but this is a headline today. Good luck self insuring this type of liability: