OTD includes all those fees and taxes but taxes can varies depending on where you live and if you have a trade in or not. I just paid $47000 for a 08 GS350 AWD, not out the door though. You can do better than $1500 over invoice if you are willing to do some research and shop around. Start by emailing all the internet managers in your area and ask for invoice price and go from there. If you buy at the end of the month or even better at the end of the quarter, you can get better deals. Remember, anything is negociable, the 2 fees I have mentioned above and even the Documentation fee.