That's usually my opinion as well but I've found that as soon as you pay a car off, things start to happen. I got rid of my 96 ls400 a year ago because of that. As soon as I paid it off, my power steering system failed. I also had to change out all of the rubber parts (motor/tranny mounts, rear bushings, strut rods, etc.). I sold it to my sister and, since she's had it, she had to get the starter changed. It had 130k when I got rid of it. Maybe I should take into consideration that it was 12 years old and this car is only 4.