I think to avoid all the so called lying and cheating, (cuz god knows the Insurance companies are SAINTS) That everyone should should get a chip implanted into our heads with a bar code printed on our !Removed! so that we can all be kept in line and kept track of and we all get paid the same and are gave the same amount of food and 1 type of mass produced car that runs on a rail and curfews and heavy imprisonment time for violators LOL oh wait thats too much like communism. i love paying tons of insurance money and have never been in an accident, a couple speeding tickets that well, were all ready paid for. can ya sense the sarcasm? I think the whole insurance system should be revamped, but they love their money too much just like everyone else. I say everyone in the country just NOT get insurance and see what happens. Ah well just ramblin anyways. Stick it to the man hehehe