3 month ago on my way to work i rear ended a guy on the highway. His bumper and rear right hand side light had to be replaced and my whole front had to be replaced except for the right lights assembly. In the matter of seconds 2 tow trucks showed up and started telling the Honda guy stories about his damaged tank and differentials and frame bla bla - unfortunately the guy had no clue about cars what so ever and he believed them. I had no choice - i had to be at work by 11:30 for major presentation and i took the tow truck guys offer. The offer was: you take your car to our shop and we take care of your deductibles, tow truck fee's and collision center car release fee. Since this is my first time in situation like this i can pretty much say i was in the same boat with the guy that i hit.
My car was towed to the reporting center. Tow truck driver told me to refuse taking my car to insurance preferred center and not to call insurance for claim - everything will be done by their shop. Time was pushing me and i did whatever i was told so i can quickly get a rental and go to that stupid presentation. Stupid me.
I was given a rental and insurance covered $1000 dollars worth of it. It took them 2 month to get my car repaired. Mechanic promised to pay the rental difference after my $1000 ran out. I picked up my car and left rental at the shop. 5 days later a charge on my credit card shows up: $1,400 worth of rental. Shop refuses to pay, insurance cant do anything because its not their preferred shop. A couple days later i discover that my AC doesnt work any more, my battery dies extremely fast, plastic protection underneath hasn't been replaced.
Its not my fault it took them 2 month to get my car fixed. The mechanic could have said that he will not pay the rent and i would have taken my parents car to work. But it is my fault that i wanted to believe every single word those idiots told me.
A friendly advise to everyone - deal with insurance preferred shops, do not sign any papers before you are about to pickup your can unless everything has been paid for (rental) and before you pickup your car, request copy of appraisal and see if everything has been replaced.
Bottom line is, i ended up with $1,400 credit card bill to pay for rental, and lots of broken parts in my car.