Lexus Financial Credit Card

[Newlexushybidguy]

After leasing my new RX 400H last week, I was very surprised to receive a credit card from Lexus Financial with a large credit line. I never applied for the credit card.

I immediately canceled it, but it really *BLEEP*ed me off that I was issued a credit card I never requested.

Has anyone else heard of this practice?

Is this even legal?

[Rx330driver]

you must have signed some sort of fine print when you bought the car. Like included for the signiture, it must have said "by signing this, you are also getting a credit car" something like that but probably more eloquently.

i actually have one, they preapproved me with a Visa Signiture Lexus card. THere is an unlimited limit and i get 1.5 points spent outside and 5 points per dollar spend at a dealership. THese points can be traded in for money to be spend at the dealership. ie. services and even on my next car.

[SW03ES]

I've been thinking about getting one too...

Must be part of a promotion. I know when Lexus was doing the Platinum editions you automatically were applied for a Platinum AMEX card fee free for a year.

[Rx330driver]

I'd look into the Visa Signiture ones. You can apply online.

Its no fees unless you want points for airline miles

No credit limit (or something like that)

as i mentioned, 1.5 points/dollar spent outside; 5 points/dollar spent at a dealership

its also a Visa Signiture which means Concierge service, and special discounts at specific restaurants, and special reservations to those restuarants.

you can get up to 10% off your next lexus vehicle. sure that will take a lot of points, but its well worth it. or you can use it for services. This is a great way to take away some of the premium cost

[katrinav]

thanks for the info

simulation rachat de credit