:) I think J. Paul Getty once said, "Never buy if you can lease," and he made a few bucks. One of the best reasons for leasing is, if you use your car in your business, you will find it easier to deduct the lease payments than to plow into the forms you need to use to depreciate the car. As for buy-out, it depends on the price. Check the online blue book services for the resale value of your car in your area. If it is lower than your buy-out price, and if you are happy with your car, you may be able to talk the dealer into lowering the buy-out. Try to talk to the Sales Manager instead of a salesman.