BEWARE!! If you have a Bank of America credit card you are at risk of it being canceled without any notice other than your card stops working. Consider being on a trip, maybe overseas and suddenly being unable pay your bills. After literally hours on the phone trying to find someone who doesn't have an attitude or trying to find someone with a little more intelligence than an ameba, I was told that they are "closing accounts without any notice for their own reasons", no explanation other than "for their own reasons" was given. Further, I was told their policy is to deliberately not inform the customer in advance so the customer doesn't run up charges in advance of them closing the account. In short even if you have been a customer in good standing for over twenty years as I have been, having done over $2,000,000.00 worth of business with them over that period, your account is current, and have never failed to make your payments on time, you should no longer depend on your Bank of America credit card working. Do not cancel your account with them as that would adversely affect your credit score. Maybe make one or two small purchases per month or quarter if you wish or simply stop using their card altogether, pay off your balance and use cards issued by other banks. If Bank of America closes your account it will have a negative impact on your credit score but at least you will not be left in a bind. These people are unethical, slimy and will cheat you if they can, not only regarding credit cards but on checking accounts, loans and mortgages. I have ordered that any accounts my companies have with Bank of America to be closed and ordered all employees to never charge any business expenses on their personal Bank of America accounts. You have been warned. Beware!!
