Mine is a '96. The owner of a '95 told me he replaced three moonroofs on his. UPDATE: Talked to him the other day: 1st moonroof leaked after purchased new--Lexus replaced. 2nd broke due to rock from gravel truck, but 3rd was a mystery like mine with no impact. There was no rock chip on mine and the fracture started on the very edge and with a month or two went all the way across.
It doesn't leak (thankfully), 'cuz it's $1300 to replace.
I love the car; I'm glad your replies indicate it's a rare thing.