Just bought an 2010 RX 450h FWD, one owner, 9k miles, with about all options (except rear seat DVD and Mark Levinson stereo - it has 12 speaker system), Navigation, Adaptive headlights, heated seats, cooled seats, moon roof, wood grain, etc. Paid $48,990.00 which is $3k below the USAA certified price of $51,900.00. The earthquake in Japan and gas prices have driven the prices up. Had we not bought this car, the next person would have paid $51k. We were quoted a price several weeks ago and it just took a while to get the car transferred from another dealership.