The trouble is the high miles and the hybrid model (still new in the market place with little research on past issues - like battery life, etc). You would only have coverage for 20K. So you will pay around $2K+ for coverage of about 18 months to 2 years depending on how you drive.
I would find a vehicle with less miles and get a warranty. That vehicle has way too many miles for 2 years old. With the economy going in the crapper, you shouldn't have any issues finding a vehicle similar to this with less miles at a great price.
I waited and found a 2004 RX 330 AWD with only 29K for only $24K. Low miles were key. I suggest being picky and wait until you find a steal like I did.
GOOD LUCK!!
