Well, I flew to Ottawa and picked up my '99 Passat on Saturday, and enjoyed most of my 5-hour drive home.
You guys won't believe this . . .
I was about 4 kms from my town when I woke up to realize that I was on the gravel shoulder. CRAP! Instinctively, I pulled hard to try and get back on the road (because you don't think really well when you just wake up). My front tries caught the pavement, and my rear end pulled out. I did a full 360 spin, tires sqeualing, and then went into the ditch sideways, back up the other side of the ditch, and I could see that I was approaching a hydro pole! I smucked the drivers's side of my new car into hydro pole and did another little spin on the farmer's lawn. My side impact airbag went off (kind of cool that it worked :P) and I was lucky and escaped with just scraped knees and a slightly stiff neck.
I got out of the car right away, and a truck stopped to see that I was OK. I also woke up all the people in the house and they came out too. I couldn't believe it was happening! The SECOND car that I crashed on the first day of owning it (because I was rear-ended when my Dad just bought his rebuilt Mercedes)!! But this time, it was MY fault!
After getting out of the car, the guy from the house (who knows my parents :P) pointed toward the hydro pole. I had knocked it so hard that it snapped off at the top and was hanging by a small piece of wood still left intact. I was super lucky that the wires hadn't fallen to the ground! I wasn't even thinking about live wires when I got out!
Anyways, I kept telling everyone not to call the cops until my dad got there (it was 12:15AM). They swear they didn't call, but two cop cruisers showed up within 10 minutes anyways. I told him I had fallen asleep, which I REALLY regret now. Now, not only do I have the friggen accident, but a careless conviction as well! That is criminal charge equal to drunk driving, 6 demerit points, $320, and it will automatically double my insurance preiums. Add the accident to that and the fact that I was paying $5000 a year with a clean record, and you can see that I am in serious trouble here. I have called Pointts (ticket fighters) and they are confident that they can get the conviction reduced, which is good news (although it will cost me $700)
Anyways, I have been doing lots of calling to avoid insurance in the matter. I have got Ontari Hydro to bill me for the pole instead of my insurer so that they won't find out, and I already paid towing (which the jerk ripped me off for $350 for 4 km towing!) and I will pay the farmer to fix his lawn. I have no idea what the pole will cost. I'm guessing $2000 - $4000 for the pole and about $4000 for the Passat . . . all that I have to pay out of pocket :(
Another funny thing, my brother was driving to my hometown to pick me up the next day, and his transmission blew :P He went with the other towing company in town and only had to pay $107 for 30 kms of towing!! Anyways, my brother-in-law had to come to my town and pick us ALL up :P
What a weekend. I have the worst luck in the world! The best-case scenario is that I can clean this all up myself for about $8000, avoid insurance and keep my Driving Record 5, and get my Careless reduced to a lesser charge.
I hope all goes well! I really need my car, and don't know what I'll do if I can't get affordable insurance :(
I work at an insurance company, and was able to do a worst-case scenario for insurance . . . my quotes were coming out in the range of $14,000 - $21,000 a YEAR!!! Yikes!! I really hope things work out!
So, luckily, I never put the Lexus for sale yet, so it is back to driving that until the Passat gets fixed :P Maybe my Lexus put a curse on the Passat because it was *BLEEP*ed off at me for abandoning it :P
Anyways, the whole situation just sucks. It all costs tonnes of money either way, and I am broke to begin with. I have no idea what I am going to do :cries: