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Lexdiamonds

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Everything posted by Lexdiamonds

  1. Does the multiple security down payment for a lease really save you a descent amount of money off your lease payment. I know the max you can do is 9 payments of 500 which is 4500 that you will get back. This isn't counting the taxes and fees which is probably another 1600 to 2000. Is the 6k out of pocket really gone lower the payment alittle or do you guys think this is pointless. Can some of you guys please share some stories if this worked for you and how much did it really lower your payments. Thanks in advance.
  2. I have heard many people say that you can put up to 9 security deposits down on a lease for lexus and they refund the money at the end of the lease. This will lower your payment by almost a $100 a month. how does this work and is it a good idea if you have the 4 or 5k to do it. I was reading in another forum that a member leased a new ES350 with 5k out of pocket (3500 is refundable and the other 1500 is the fees) and is paying a little over $400 a month.
  3. My girlfriend and I went to see the omen last night. One of the characters had an LS430 at first, then I argued with my girlfriend that the other car was a GS430 06, it was hard to see because the seen was at night. I could tell because of the rims and HIDs. Towards the end of the movie, the GS has a 5 min part where its driving at high speeds. Pretty cool, just figured i share. Means alot when you are a GS fan since 15 years old.
  4. I meant that when you lease, even though u are putting nothing down, you still have to pay the first month payment and fees. So on a car like a lexus, it would come out to $1500 to $2000 out of pocket anyway. Can you roll all of the fees into the lease so it is truly no money out of pocket?
  5. Thats good advice. I pay 370 a month for a Grand prix GT. Thats what i think sometimes, i lease every 4 years and i am putting down 2k and when the four years is up, i am putting down another 2k. If i finance a car and hold it until it is paid off, i will have the down payment in the equity that has built. When the time comes, i'll probably finance a 3 year old lexus, ES or GS, the IS is too small. At least when it is paid off in 5 years, i'll have a 7 to 10 thousand down payment for my next Lexus. Rather than putting money in every few years for a lease. Even an 8 year-old lexus will still look new because i wash my car twice a week and wax once a month. I really take care of them even though i lease. I guess you have too when all you haven driven is black cars.
  6. I know it will and will probably never do it. Its just that i have been obsessed with lexus and particular the GS model since i was 17, now 24. Everytime one of my leases is up, i always say i am gonna try to get one, but always fall short. I have been leasing pontiacs since then. Its more of convincing myself i guess. You guys are right, most of the methods i am talking about are not smart to do. Sometimes i say to myself, you only live once and when i am feeling more practical, i say this is crazy, i should wait. My pontiac is up in 2 years, so i guess i will see. I finish College this year too.
  7. Thanks again, i'm not sure why this topic was moved, i responded to it in the other section, thanks again.
  8. I just wanted to know if HIDs were transferable from one car to another. For example, If i lease an ES and buy HIDs and then trade in car in in 4 years, can i put the lights in a GS or can i go from a pontiac to a lexus. Is it a matter of just changing the harnish(sp?) and if it is, are they expensive or would the best method be just to get new HIDs for each car and sell the old ones. Thanks guys, like always, i appreciate it.
  9. So if i was looking for sportiness, i would check into the GS or IS and LS and ES for Comfortability, correct?
  10. Is the TL alot faster than the ES350, i know that the TL is probably lighter but the ES has more HP. Or does that TL just blow the new ES away.
  11. thanks guys, I appreciate the honesty. Maybe i'll continue to lease so i don't need such big down payments and extended loans.
  12. lol, so i will just tell her that the lexus is faster.
  13. I wanted to know what car was faster, they are both around 205 hp. My girlfriend has the Type-S and the car is quick, down the road if i get a IS250, i wanted to know if it would be any competition. THanks guys.
  14. I wanted to know some other sources of getting a loan other than the dealer for 6 years for a car. Most of the dealers like Acura and Infinit will only go as far as 5 years and lexus will go 6 but the interest rates start at 8.4. I went to some local banks around me and they will only go as far as 5 also. I am not part of a credit Union. Just looking for some advice. thanks in advance.
  15. I wanted to know if Lexus does a 5 year lease on the 06 GS. I was on leasecompare.com and they have it for 5 years but the prices look a little expensive, i wanted to know if the dealership would go to five years to make the payment a little lower. I know that most leases are 3-4 years. I would probably buy out at the end so it wouldn't matter to me the length of the lease. Thanks in advance
  16. Does anyone know a good site for online auto loan quotes. My girlfriend wants to finance a Acura TL over 6 years so her payment is lower and the dealer will only go as far as 5 years. So we are trying to find another option for the 6 year finance. We are not part of a credit union and most of our local banks will finance the car only 5 years also. At least lexus does 6 years which is good. So if anyone has any info on this, it is greatly appreciated. thanks in advance.
  17. I had called Lexus yesterday to ask for leases prices on the new ES, the guy told me 1900 out of pocket would be $560 a month, I remember 2 years ago, they offered me 1500 out of pocket for $450 a month. its crazy that these are lease prices, you can finance over 6 years with a few thousand down and pay almost $560 a month and at least you own it. Just looking for some feedback, thanks in advance.
  18. Thanks guys, you all raise interesting points. I'll just check harder for the Black one that i want. All my cars have always been black so i know the headache but when it is clean, it is worth it. thanks guys
  19. Has anyone ever painted their GS a different color. i have seen some silver one's that fit my price range but really like black. What would a good paint job cost me and is it good to change the paint color of the GS. Does Lexus use special Paint? Can anyone give me the pros and cons. thanks in advance
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