PROBLEM SOLVED
Save this one for the archives...
Basically a guy that does mechanic work out of his garage fixed this, and I can see a dealer charging all kinds of money for troubleshooting as its such a random/strange noise. It was best described as sounding like acorns or rocks were rolling towards you when you take off from a stand still. It sounded like water a little bit when we were going slow.
Basically he took a coat hanger and cleaned out the hole in the evaporation tray was, when the ac is on and condensates it goes to this reserve and drips out the hold, it was clogged and not draining properly.
ALso - he noticed my anti-freeze was low (something you should check too) there were no leaks, but he did find there were air bubbles in the line which was causing some noises too.
Hope this can help others that have the same issue - reply here or mail me if you need more details, my mechanic can get more specific.