I found a nice IS 300 that I'd like to look at it. However, out of curiousity I did an online quote at Progressive - and a 2001 IS 300 came to $600.46/mo for "Recommended" coverage. I'm 21, and I don't plan to do anything more than drive to work and back and go out and about. No mods, racing, rallies, etc. Is $600.46 "on par" with what other people pay or is it just high cause the quote was online or cause of the company?