You guys must have outstanding credit or 7 year financing terms. I pay 550.00 to 600.00 to cut down on finance charges. My regular payment is 498.00/48 months.
1998 LS400 @ 15.95% apr.
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15.95%???!!! OUCH!!! I suspect that you have some credit issues because that's a very high rate for an automobile loan. I can get 3.5% at my credit union. You might want to watch for lower rates and refinance if you can.
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My rate is pretty high also, even though my credit is good. Lexus Finanical wouldn't give me a good rate on my GS 300 that I just bought.. Im paying off the loan ASAP or refinancing. My payment now is $160.. a lot of it is interest.. :chairshot: