Timing belts every 95K miles? Mine was done at 98k and when my car hit 200K miles I knew it was time to change. By the time I finally took the car into the mechanic at 211K miles the belt was loose and tensioner crumbling. So...95K isn't a suggestion...be smart and be proactive. I paid someone to do it, because I don't have a bunch of special tools.(I am just a regular "girl" not some trained mechanic or enthusiast) I paid someone $649 to replace timing belt, tensioner, crank & cam seals, water pump, & thermostat. If you are going to pull your car apart, you mind as well replace ALL those items (except thermostat, mine just went bad).
Valve covers...mine started leaking in 2010 (I have a 2000). I bandaided it untl I got the courage to rip my car apart myself to do the job. (mechanics wanted $600-$800 to do job) I did the top 8 mo ago, the back, 2 mo ago. Cheap parts ($20) but fairly easy job. No more leaks.
Brakes on mine pop in and out, super, unbelievably easy. Never had problems with calipers.
Other items that might fail:
Oxygen sensors. pricey part, SUPER easy to put in. Firewall side a little harder, but small hands & patience help.
Knock sensors. Expensive part, can be done DIY, long job. If you have to replace one, just do both.
Mine is currently out of commision. It runs, but Im afraid to run it for fear of ruining it. I either have a bad oil control valve, bad wiring to the OCV, or my computer is bad. So rather then pay a mechanic to throw parts at it. *I* am throwing parts at it. Waiting for OCVs to come in.
Enjoy your car, hope I helped in some small way. ^_^