My love ES 330 got into a collision, partly because of my over-enthusiasm to keep driving and not stop at the lights. I know, so stupid of me. I was driving the car at about 15-20 mph, but the impact is bad! No health-related impacts at all though, thank god! The current broken bumper is after-market already, after it got replaced once because of an earlier dent, and this collision proved the bumper's after-market quality (see pics attached). The car I rear-ended was a huge gas-guzzling SUV and the only damage to it was that its left tail light cracked. I am amused yet heart-broken.
I am looking to you guys' response on these 2 questions:
1) What I must expect in repair costs if out-of-pocket.
2) If I take this amount to my insurance company can I get a check from them to pay for the damages?
Thanks,
A sad Musafir