A close friend of mine has made his career in fuels development for BP and Amoco. He clearly states that for an engine where premium is recommended, you will get better MPG and performance with premium, but that most modern engines can run just fine on regular. So, you will get better slightly MPG and performance on premium but it will likely cost more per mile because you perform improvement is less than the 8-10% cost difference of the fuel. Use premium because you want the performance, not because you engine 'needs' it.