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Want to buy my first LS 430. Choice at the moment is a 2004 Red with 80K, Nav, Performance Suspension for 20,000 or a 2002 black Nav & 78K for $15,500. Both would cost me the same, about $250 a month as i can get a longer loan on the 04. Plan is to keep it 3 years and hopefully get into a LS 460 when the prices come down

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Both have a timing belt service due. Or very soon. So factor that into the cost of ownership. I would look closely at the maintenance records, overall condition and go with the one that has been more thoroughly maintained. If equal, I would go with the '02 as it is lower priced and you do not plan to keep it very long.

Don't just look at monthly payments.

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